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are you ready?


We founded the organization by rebranding our 40+ year-old company and adopting a business plan to create a national independent financial services firm centered on the employee benefit relationship.

Unlike most advisory firms who just want to work with the wealthiest 1% of Americans, intellicents’ passion is to also help the 99% that compose the core of the American workforce.

They most likely are your next-door neighbors, the parents of your kid’s friends that you sit next to at junior high and high school sporting events, your fishing buddy, members of your church, your golf or bowling partners, your book club, and your close friends that you enjoy long walks and conversation with.

but think about it...

this typical American worker gets the vast majority of their financial needs taken care of at their place of employment:

  • their income

  • their retirement plan, most likely a 401(k) or 403(b)

  • health, dental, vision, disability, and life insurance benefits

  • Health Savings Accounts and Medical Reimbursement flex plans

  • dependent care

  • voluntary benefits including identity theft, critical illness, and accident coverage

the decision support matrix of these benefits is converging, necessitating ONE RESOURCE for all of an employee’s questions. And these are no longer just benefits questions, but rather they are financial planning issues.

And this same American Worker’s poor overall financial health has been exposed during the

corona crash as he has struggled with an enormous debt load, no emergency savings, and nonexistent budgeting skills.

The wealth management industry is addressing these issues for owners, upper management,

and the affluent. But this same industry acknowledges that they have little time or interest in providing this service for the 99% of Americans that they openly refer to as “the Underserved.”

Toward this end, intellicents has put together a growing team of professionals to provide four core services retirement plan services at both the plan and participant level, wealth management, financial wellness education and advice to employers and individuals, and group insurance… all supported by people smarts and great technology, with the end goal of helping the American worker make their dreams REAL.

Our goal is to put intellicents personal financial management offices in places where we have a large population of 401(k) and 403(b) participants; and to open retirement and group insurance offices in locations where we currently have no market penetration.


This business plan was put together based on the insight and feedback we receive from clients and valued business partners. From this we identified a real need to not only assist the wealthiest 1% with their financial goals, but to help the typical American “get their financial house in order.”

That is our mission here at intellicents, and we invite other like-minded advisors to join us in this crusade to put together a process to “over-serve the Underserved.”

current locations

get ready

with intellicents,

we’ve put it all together for your clients!

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