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As plans grow, so do the costs, responsibilities, and expectations placed on employers.
A Pooled Employer Plan offers a way to step out of that complexity—without stepping away from your people.
a different way to manage
your retirement plan
a shared structure with professional oversight
A Pooled Employer Plan (PEP) allows employers to participate in a single, professionally managed retirement plan.
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Instead of carrying the full weight alone, responsibilities and costs are shared—while oversight is handled by experienced professionals.
what this means for your organization
Audit-related costs are no longer carried by one employer alone.
They are shared across the broader plan.
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Fiduciary responsibility shifts, with intellicents serving as a 3(38) investment manager—handling selection, monitoring, and ongoing oversight.
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Administrative work is reduced, allowing your team to stay focused on the business instead of plan operations.
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Investment decisions are guided by a Chief Investment Officer, using a disciplined and consistent process.
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And importantly—this structure does not remove the human element.
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You still have access to intellicents advisors, providing guidance and support when it is needed.
support that extends beyond the plan
Your employees continue to receive:
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Education that reflects real financial decisions
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Access to tools and resources
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Guidance that evolves with their stage of life
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The structure changes.
The support does not.
for plans that have outgrown a traditional approach
This structure is often a fit for employers who:
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Are approaching or have reached audit thresholds
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Are looking to reduce fiduciary exposure
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Are spending increasing time managing plan details
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Want to improve the structure without increasing internal workload