take control of your health benefits with ICHRA
what's ICHRA anyways?
ICHRA (Individual Coverage Health Reimbursement Arrangement) lets your organization reimburse employees for their individual health insurance premiums — instead of buying one group plan for everyone. Think of it as giving choice + putting you back in the driver’s seat of your benefits spend.
why employers love it
cost control + predictability
Set fixed reimbrusement amounts. Avoid nasty surprises at renewal time.
customized benefit classes
Base contributions on age, family status, employee class.
tax-advantage setup
Your contributions are tax-deductible, and employees can pay for insurance pre-tax when structured correctly.
retention + attraction
More choices can lead to happier employees. Let them pick plans that actually meet their needs.
Like any benefit strategy, ICHRA has details to get right — from making sure employees have good plan options in their market, to understanding how affordability rules and tax credits come into play. The setup and compliance side can feel overwhelming, but that’s exactly where we come in. At Intellicents, we’ll help you design an ICHRA that aligns with your company’s goals and walk employees through their choices so they feel confident. And because benefits aren’t static, we’ll keep monitoring results and making adjustments to ensure your program keeps working for both your people and your bottom line.
explore potential
cost savings
learn more
about ICHRA