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As plans grow, so do the costs, responsibilities, and expectations placed on employers.
A Pooled Employer Plan offers a way to step out of that complexity—without stepping away from your people.
a different way to manage
your retirement plan
a shared structure with professional oversight
A Pooled Employer Plan (PEP) allows employers to participate in a single, professionally managed retirement plan.
Instead of carrying the full weight alone, responsibilities and costs are shared—while oversight is handled by experienced professionals.
what this means for your organization
Audit-related costs are no longer carried by one employer alone.
They are shared across the broader plan.
Fiduciary responsibility shifts, with intellicents serving as a 3(38) investment manager—handling selection, monitoring, and ongoing oversight.
Administrative work is reduced, allowing your team to stay focused on the business instead of plan operations.
Investment decisions are guided by a Chief Investment Officer, using a disciplined and consistent process.
And importantly—this structure does not remove the human element.
You still have access to intellicents advisors, providing guidance and support when it is needed.
support that extends beyond the plan
Your employees continue to receive:
Education that reflects real financial decisions
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Access to tools and resources
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Guidance that evolves with their stage of life
The structure changes.
The support does not.
for plans that have outgrown a traditional approach
This structure is often a fit for employers who:
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Are approaching or have reached audit thresholds
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Are looking to reduce fiduciary exposure
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Are spending increasing time managing plan details
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Want to improve the structure without increasing internal workload